Financing
In an effort to keep dental costs down, while maintaining a high level of professional care, we have established this financial policy for your benefit. We never want money to get in the way of providing the dental care you need.
Overview
As part of our reservation policy, a $50 deposit fee is required for all new patients to secure your appointment slot. These deposits will be applied towards your total patient portion for the scheduled services. Additionally, beginning January 1, 2025 a $50 cancellation policy will go into effect. In the event that you do not call to cancel/reschedule your appointment within 24 hours prior to your scheduled appointment time, you will be charged a non-refundable $50 fee.
While payment is expected in full at time of service, we offer the following types of financial arrangements for your ease and convenience
- Cash/Check. For treatment over $300 a 5% immediate pre-payment courtesy will be given when the total fee is paid in full, on the day treatment begins.
- Senior Citizens (age 65 and over) will be given a 5% immediate payment courtesy for all treatments.
- Two equal payments: For large multi-appointment procedures, payments may be divided into two equal payments. One-half is to be paid on the day treatment begins and the remaining half is to be paid when treatment is complete.
- Convenient financing options available: We have made special arrangements with CareCredit, Cherry, and the Wells Fargo Health Advantage® Program to provide financing that fits your budget, with special interest financing for up to 6 months. Please note that due to changes in legal and regulatory requirements, Wells Fargo no longer accepts new applications for their Health Advantage® card. However, if you are an existing Wells Fargo Health Advantage® cardholder, you can still use your card as a form of payment at our offices until September 15, 2025.
- Payment Plans: We have partnered with Cherry Financing to offer our patients the option to pay monthly with 3, 6, or 12 month options. Cherry Financing has a high approval rating and is not a hard hit to your credit score.
*CareCredit is issued with approved credit. Cherry Financing is issued by their partnered lenders.
For all new patients to the office, payment is expected in full at time of service regardless of insurance coverage.
Dental insurance is a great benefit and helps many people afford dental care. By definition it is an exclusive contract between you and the insurance carrier. Therefore, all patients are responsible for all dental fees regardless of insurance coverage. We do provide an additional service for our insured patients by submitting their forms directly to their carrier under the following guidelines:
- If the insurance company sends payment to our office- the patient is expected to make the co-payment* at the time of appointment. (This can be estimated by our computer records and provided to the patient in writing but is subject to change based on deductibles, yearly limits, other insurance etc…)
- If the insurance company sends payment to the patient – the patient is expected to make full payment at the time of appointment.
Make your smile a priority!
Learn how Progressive Dental’s In-House Savings Plan supports a healthy mouth.
Modern dentistry requires modern solutions. PD’s Smile Plan offers peace of mind and the most modern dental care available, for one affordable yearly fee.
The smile plan connects patients with quality dental care, minimizing the stress and excessive costs associated with insurance. For one yearly membership fee, patients will receive periodic exams. Cleanings and recommended preventative services. This coverage requires:
No deductibles. No copays. No waiting periods. No limits.
CareCredit
Health, wellness and beauty credit card. For dental procedure financing. Think of CareCredit as your own health, wellness and beauty credit card. Whether it’s oral surgery, getting a crown or a general check up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.
CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.
It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.
Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.
You’ll be smiling brighter in no time! Apply Now*
Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.
At Progressive Dental, PLLC, we are committed to making dental care accessible and affordable for all our patients. That’s why we’re excited to introduce Cherry financing, a convenient payment option designed with you in mind.
Why Choose Cherry Financing?
- High Approval Rating: One of the standout features of Cherry financing is its high approval rating. This means that more patients can get the financial support they need to proceed with their dental treatments without worrying about being turned down.
- No Hard Credit Checks: Cherry understands the importance of maintaining your credit score. That’s why they offer point-of-sale financing with no hard credit checks. Your credit history remains unaffected while you take care of your dental health.
- Fast and Easy Application: The application process is incredibly quick and straightforward, taking just 60 seconds to complete. You can apply right at our office and receive an instant decision, allowing you to proceed with your treatment without delay.
- Flexible Payment Plans: We are pleased to offer flexible payment options to suit your budget. With Cherry, you can choose from 3, 6, or 12 month payment plans, making it easier to manage your finances while getting the dental care you need.
Benefits of Cherry Financing
- Immediate Access to Services: Don’t let financial concerns delay your dental care. With Cherry financing, you can start your treatments immediately and pay over time.
- Budget-Friendly Options: Spread the cost of your treatment over several months, making it easier to fit into your budget.
- Convenient and Stress-Free: The application is hassle-free and can be completed quickly, so you can focus on what matters most – your health.
At Progressive Dental, PLLC, we believe that everyone deserves a healthy, beautiful smile. Cherry financing helps us bring this vision to life by offering our patients an easy and flexible way to finance their dental care.
Ready to Get Started?
Applying for Cherry financing is simple and can be done during your visit or right on your mobile device at home. If you have any questions or need assistance with the application, our staff is here to help. Let us make your dental care experience as smooth and affordable as possible with Cherry.
Take the next step towards a healthier smile today with Cherry financing at Progressive Dental!