We understand that dental care is an important investment, and our team works hard to help patients understand their options clearly and comfortably. Progressive Dental offers a variety of payment arrangements, financing solutions, and membership plan options designed to help make care more manageable for individuals and families.

Overview

As part of our reservation policy, a $50 deposit fee is required for all new patients to secure your appointment slot. These deposits will be applied towards your total patient portion for the scheduled services. Additionally, beginning January 1, 2025 a $50 cancellation policy will go into effect. In the event that you do not call to cancel/reschedule your appointment within 24 hours prior to your scheduled appointment time, you will be charged a non-refundable $50 fee.

While payment is expected in full at time of service, we offer the following types of financial arrangements for your ease and convenience. Please note: Payment courtesies, financing offers, and promotional arrgangements listed below cannot be combined.

  1. Cash/Check. For treatment over $300 a 5% immediate pre-payment courtesy will be given when the total fee is paid in full, on the day treatment begins.
  2. Senior Citizens (age 65 and over)  5% payment courtesy for all treatments.
  3. Two equal payments: For large multi-appointment procedures, payments may be divided into two equal payments. One-half is to be paid on the day treatment begins and the remaining half is to be paid when treatment is complete.
  4. Convenient financing options available: We have made special arrangements with CareCredit to provide financing that fits your budget, with special interest financing for up to 6 months. 
  5. Payment Plans: We have partnered with Cherry Financing to offer our patients the option to pay monthly with 3, 6, or 12 month options. Cherry Financing has a high approval rating and is not a hard hit to your credit score.

*CareCredit is issued with approved credit. Cherry Financing is issued by their partnered lenders.

For all new patients to the office, payment is expected in full at time of service regardless of insurance coverage.

Dental insurance is a great benefit and helps many people afford dental care. By definition it is an exclusive contract between you and the insurance carrier. Therefore, all patients are responsible for all dental fees regardless of insurance coverage. We do provide an additional service for our insured patients by submitting their forms directly to their carrier under the following guidelines:

  • If the insurance company sends payment to our office- the patient is expected to make the co-payment* at the time of appointment. (This can be estimated by our computer records and provided to the patient in writing but is subject to change based on deductibles, yearly limits, other insurance etc…)
  • If the insurance company sends payment to the patient – the patient is expected to make full payment at the time of appointment.

Progressive Dental is a fee-for-service (FFS) practice. This means we are not contracted with any dental insurance companies. Instead of working within insurance restrictions, our doctors focus on recommending care based on what is clinically best for you — not what an insurance plan limits.

Many dental insurance plans allow you to visit the provider of your choice. Depending on your specific benefits, your plan may still reimburse you for services received at an unrestricted or out-of-network office. As a courtesy to our patients, our team will gladly submit claims to your insurance on your behalf so you can receive any eligible reimbursement directly from your carrier.

Please note that we are unable to submit claims to Medicare or government-funded programs.

If you do not have a dental insurance plan, we offer an in-house dental savings plan called the Progressive Dental Smile Plan for one yearly membership fee.

If you have questions about your benefits, our team is always happy to help you understand your options and walk you through what to expect before treatment begins.

Make your smile a priority!

Learn how Progressive Dental’s In-House Savings Plan supports a healthy mouth.
Modern dentistry requires modern solutions. PD’s Smile Plan offers peace of mind and the most modern dental care available, for one affordable yearly fee.

The smile plan connects patients with quality dental care, minimizing the stress and excessive costs associated with insurance. For one yearly membership fee, patients will receive periodic exams. Cleanings and recommended preventative services. This coverage requires:
No deductibles. No copays. No waiting periods. No limits.

Progressive Dental Smile Plan logo
Learn More

CareCredit

Health, wellness and beauty credit card. For dental procedure financing. Think of CareCredit as your own health, wellness and beauty credit card. Whether it’s oral surgery, getting a crown or a general check up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card.  With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.

You’ll be smiling brighter in no time! Apply Now*

Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.

We offer Cherry payment plans for patients who want to split treatment costs over time.

  • Apply online in seconds—no hard credit check
  • $200 minimum to use
  • Choose 3, 6, or 12 month plans with 0% APR*
  • 18 and 24 month plans available with interest
  • Down payment required at time of checkout
  • Use approved funds only with Progressive Dental
  • Can be used on current balances (not in collections)
  • Approval based on FICO score; no joint applications
  • Treatment must begin within 6 months of approval
Learn More about Cherry

Frequently Asked Questions

Progressive Dental works with financing providers including Cherry Financing and CareCredit to help provide flexible monthly payment options for qualifying patients and treatments.

Progressive Dental is a fee-for-service (FFS) practice, meaning our offices operate independently from traditional dental insurance network restrictions. Instead of working within insurance limitations, our doctors focus on recommending care based on what is clinically best for you and your long-term dental health.

Many insurance plans still allow patients to visit the provider of their choice and may offer reimbursement for out-of-network care depending on individual benefits.

Yes. As a courtesy to our patients, our team will gladly submit claims directly to your insurance carrier so you may receive any eligible reimbursement available under your plan.

Patients without dental insurance may benefit from the Progressive Dental Smile Plan, our in-house membership plan designed to help make preventive and routine dental care more affordable for individuals and families.

Progressive Dental operates as a fee-for-service (FFS) practice so our doctors can focus on recommending care based on what is clinically best for each patient rather than being limited by insurance company restrictions or reduced treatment allowances.

This approach allows our team to spend more time focusing on personalized treatment planning, long-term dental health, technology, materials, and comprehensive care options tailored to each patient’s needs.

Many dental insurance plans still allow patients to visit the provider of their choice and may offer reimbursement for out-of-network care depending on individual benefits.

For example, a patient may benefit from replacing a missing tooth with a dental implant for long-term function and stability, while an insurance plan may only contribute toward a removable partial denture because it is the lower-cost option. Operating independently from insurance network restrictions allows our doctors to discuss all appropriate treatment options based on the patient’s needs, goals, and long-term dental health.

Progressive Dental Smile Plan

Make your smile a priority today